Here’s a bunch of resources that I refer to throughout my posts. I've used all of these to help with my productivity and reach goals. Give them a try!
Where is your money going and how much could you be saving? Download your choice of template and follow the instructions listed.
KiwiSaver is a voluntary, work-based savings initiative which is primary for your first home or retirement. Minimum contributions are 4% of your wages. Bump this up to 8% and you'll be in your first home before you know.
Your pre-approval for the Home Start Grant usually takes five working days from application. There are a few bits and pieces that you'll need for this which include: payslips, identification, KiwiSaver Contribution Statement (MY IRD) and proof of earnings (also MY IRD). The application can be done online via the link below.
To receive the Home Start Grant you need to earn less than $85,000 as an individual, or $130,000 if there are two of you purchasing the home. To see your earnings for the past twelve months:
To receive the grant there is a minimum allowable percentage of your total income that needs to be contributed over three years. To see if your eligible follow the instructions below: